YMH Staff - You, Money, Happiness

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Sam Bankman-Fried Convicted in High-Profile FTX Fraud Case

Sam Bankman-Fried convicted on all counts in FTX fraud, facing decades in prison, marking a pivotal moment for crypto accountability.

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Economy

Banking as a Weapon

Exploring the U.S. government's history of leveraging banking for policy goals, from Obama's Operation Choke Point to Biden's CBDC ambitions.

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Investing

Expense Ratio Basics for Comparing Mutual Funds, ETFs

Understanding Expense Ratios in Mutual Funds & ETFs: Enhance Long-Term Financial Health by Making Informed Investment Decisions.

Economy

2022 U.S. Personal Savings Fell to Lowest Level in Years

Exploring the steep decline in U.S. personal savings in 2022, this article analyzes the driving factors, potential economic impacts, and offers strategies for individuals to build wealth amidst high inflation

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Credit

Steering Towards Credit Health: The Impact of Auto Loans on Your Credit Score

Explore how auto loans can shape your credit score, learn how they can boost or damage it, and get tips for managing your auto loan wisely.

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Saving

Smart Ways to Save Money While Following the Mediterranean Diet

Learn how to follow the Mediterranean Diet without breaking the bank. Discover smart ways to save money while eating healthy and delicious meals.

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Taxes

A Quick Guide to Managing Tax Liability for Side Businesses

Discover how to navigate tax obligations for side businesses and freelancers. Track income, make estimated payments, and maximize deductions. Stay compliant with IRS guidelines.

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Investing

Cash Accounts vs. Margin Accounts on Robinhood: A Comprehensive Comparison

Explore the key differences between Robinhood's cash and margin accounts, understand their risks and benefits, and learn which fits your investing style.

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Budget

A Reminder to Live Beneath Your Means

A reminder that living beneath your means is great for long-term wealth building. Seven practical steps for frugal living.

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Investing

The Benefits of Index Funds and How to Invest in Them on Robinhood

Discover the benefits of index funds and learn how to invest in them on Robinhood. Diversify, save on fees, and achieve consistent returns.

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Entrepreneurship

How to Start a Profitable Sealcoating Business in the United States

Learn how to start a successful sealcoating business, from estimating jobs and marketing strategies to equipment, materials, and profitability.

Investing

A Beginner's Guide to Stock Trading on Robinhood: Carlos' Journey

Join Carlos in this engaging beginner's guide to stock trading on Robinhood. Learn essential concepts, strategies, and tools to build a diversified portfolio, make informed decisions, and grow your wealth in the stock market.

Investing

Mastering Robinhood: A Comprehensive Guide to Maximizing Your Earnings on the Investing Platform

Discover how to make money with Robinhood. Learn investment strategy, research, and risk management.

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Side Hustle

10 Proven Methods to Source Products for Your eBay Business

Find items to sell on eBay and earn extra cash. Here is a list of ten proven ways to find products.

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Side Hustle

Meta Review: Top Affiliate Programs for Bloggers for 2023?

When you promote products or services on your website, you can earn a commission for each sale or click. Basically, you turn your blog traffic into a source of revenue.

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Credit

How Do I Get a Copy of My Credit Reports?

In the United States, you can get a free credit report each year. Simply visit AnnualCreditReport.com.

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Side Hustle

5 Benefits of Freelancing You Should Know About

Becoming a freelancer isn't for everyone, but it can give you a level of control and freedom you've never had before. Learn the benefits of freelancing here.